Instant pay access
Get workers paid as soon as they finish work
Just 4 Easy Steps
1
2
5 hours @
$15/hr = $75
earned
$15/hr = $75
earned
"You can
advance up to
$75 today"
advance up to
$75 today"
3
4
$1000 paycheck
$925 net pay
Less financial stress means more productive employees
Less financial stress means more productive employees
By giving workers the flexibility to receive their pay as soon as they earn it, they don't have to take out high-interest payday loans or pay overdraft fees just to make ends meet. Less financial stress means they can put their best foot forward every day they step into work. A study of 10,000 workers by Salary Finance found that employees who are worried about money are:
5.8x more likely to miss deadlines
2.2x more likely to seek employment elsewhere
3.4x more likely to experience anxiety
4x more likely to suffer from depression
4.9x more likely to produce lower quality work
Both employers and employees benefit from instant pay access
Employers see benefits across the board...
Employer of choice branding
Providing employees a unique safety net with a differentiated benefit
Reduce check printing costs
On average, employers spend $4.43 per employee to prepare a payslip and print a check
Turnover reduction
Studies show 20-40% reduction in employee turnover with on-demand payment benefits
...and employees get a much needed financial product
Reduced need for payday loans
12M Americans rely on high-APR payday loans each year just to make ends meet
Savings in bank fees
The average American spends over $170 a year in bank fees
Safety net in challenging times
60% of Americans have less than $1,000 in savings; wage advanced can help during emergencies
Enable Instant Pay... (Almost) Instantly
In as little as 4 to 6 weeks we can integrate our systems and get workers ready to receive their pay instantly, at the end of each shift.
Test
Integrate
Sell
We can put together a proof of concept in a few weeks.
Every platform is different. We work closely with all our partners to understand your fintech requirements so we can quickly define use cases and ensure that we minimize development work down the line.
Average Time: 3 weeks
Every platform is different. We work closely with all our partners to understand your fintech requirements so we can quickly define use cases and ensure that we minimize development work down the line.
Well scoped requirements, clearly defined APIs
As a technology-first company, we understand that development teams have a long list of pre-defined priorities. We try to minimize our impact on them by providing APIs with a clearly-defined integration guide.
Average Time: 4 weeks
As a technology-first company, we understand that development teams have a long list of pre-defined priorities. We try to minimize our impact on them by providing APIs with a clearly-defined integration guide.
Helping partners maximize Clair across the organization
We work closely with sales and marketing teams to ensure that the benefits of Clair are embedded within all materials.
Average Time: 8 weeks
We work closely with sales and marketing teams to ensure that the benefits of Clair are embedded within all materials.
Want to learn more?
Meet one of our fintech consultants to explore how Clair can help your workers attain financial freedom