Providing clair-ity for America’s workforce

Clair is an embedded fintech engine that integrates with HR Tech platforms to offer early access to pay, with no changes to payroll, no mandatory fees1, and no interest.

1 Instant Transfers typically occur in seconds, but may take up to 30 minutes. If you chose to have your Advances disbursed to your bank account instantly, you will be charged a fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

The Clair team gathered together for a group photo
Four Clair team members standing together outdoors

Our mission

Clair is on a mission to redefine payday by making earned wages instantly accessible. Through partnerships with HR platforms, Clair uses a unique underwriting model based on real-time earnings data to offer no-interest, non-recourse wage advances.

We empower professionals to access their pay when they need it, to handle the unplanned moments of life.

Best-in-class platforms trust Clair

  • Gusto logo
  • Intuit QuickBooks logo
  • BambooHR logo
  • Clair team member at work
  • 7shifts logo
  • Clair team member smiling outdoors
  • Clair team members collaborating in the office
  • Candid photo of the Clair team
  • Clair team member portrait
  • Gusto logo
  • Intuit QuickBooks logo
  • BambooHR logo
  • Clair team member at work
  • 7shifts logo
  • Clair team member smiling outdoors
  • Clair team members collaborating in the office
  • Candid photo of the Clair team
  • Clair team member portrait
Clair team members collaborating

“A good payroll product is no longer complete without addressing employee engagement. To engage employees in today’s workplace, HR tech must be employee-centric”

— Nico Simko, CEO & Founder of Clair

At Clair, we believe that everything is
built on a strong sense of community

Compliance-first

Clair is leading the market as a compliant, fully embedded On-Demand Pay platform.

Clair team group photo
Clair team group photo
Clair team group photo

Make pay simple

Embedding Clair’s solution makes payday simple, with no changes to payroll, no impact to your company’s cashflow.

Clair provides the full On-Demand Pay experience, from advance to repayment.

Clair team member at the office
Clair team member at the office
Clair team member at the office

Peace of mind for real life

Our mission is to create more financial freedom for America’s workforce. By bringing financial solutions to HR platforms.

The Clair team wearing branded t-shirts for a group photo
The Clair team wearing branded t-shirts for a group photo
The Clair team wearing branded t-shirts for a group photo

Join the team driving pay innovation

We’re growing fast and looking for top talent to join us! Explore our open positions and see how you can be part of our team.

Join the team driving pay innovation

We’re growing fast and looking for top talent to join us! Explore our open positions and see how you can be part of our team.

Join the team driving pay innovation

We’re growing fast and looking for top talent to join us! Explore our open positions and see how you can be part of our team.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.