Is Earned Wage Access missing from your feature set?

Seamlessly offer On-Demand Pay by leveraging Clair’s proprietary underwriting and compliance model.

The future of pay is embedded

#1 Embedded Earned Wage Access (EWA) Solution

Partnering with Clair removes the complexity of building Earned Wage Access (EWA) as a workplace benefit. Rethink your marketplace model by embedding Clair directly into your pay management app to drive user engagement and 93% conversion rate¹¹among employees who want early access to their pay.

¹Based on 2024, internal Clair data

All-in-One Solution

Skip the complexity of building your own lending system. We've partnered with a national bank to provide compliant, hassle-free earned wage advances. Clair’s integration handles everything: underwriting, KYC, loan origination, distribution, and repayment all embedded into your native platform.

Advances provided by Pathward®

Seamless Tech Integration

Enhance your payroll or workforce management app by adding the On-Demand Pay button, making it a seamless and intuitive part of the user experience.

Optimize time to value with advances available in minutes!²²

² Instant Transfers typically occur in seconds, but may take up to 30 minutes.

Simplify Employer Roll-Out

Most EWA platforms demand a manual setup with each employer, involving training, lengthy Zoom calls, and additional burdens on already busy HR teams. You guessed it—an embedded solution significantly cuts down on launch time, giving you control over how you implement new benefits.

No cost to employers, no changes to payroll, no added work for HR.

Customer-first solutions

Earned Wage Access shouldn’t be complicated. Clair's customer support team is all US-based ensuring your team gets the most out of your newest financial benefit.

Uninterrupted Service

Offer embedded solutions and uninterrupted service with confidence.

With the ever-changing regulatory landscape, state-by-state legislation can lead to uncertainty for those offering EWA as a benefit. By partnering with a national bank, Clair can guarantee uninterrupted service by ensuring compliance on a national level.

Learn how Gusto drove 80% conversion with Clair

Gusto integrated Clair's embedded On-Demand Pay solution to enable 80% of interested users to take an advance, with 50% of users receiving their first advance within 2 minutes or less.

4 mo

launch timeline from contract to beta go-live

< 90 sec

Advances delivered to employees in under 2 minutes.

Partner with Clair

Launch and scale with ease. Explore ways to offer earned wage advances through your workforce management or payroll platform.

A young girl with long wavy blonde hair, wearing a brown sweater, sits at a wooden table in a rustic-style setting. She smiles while talking on her phone.

	Embedded	Custom
Embedded components for mobile experiences
Real-time API
Compliant EWA solution in 50 states
Bank partnership for Truth in Lending act compliance
Partner Bank loan origination; servicing handled by Clair
Employer access with no integration or payroll changes
Co-branded design
Revenue share on qualified advances
Enhanced platform design
Direct integration to existing wallets
Customizable repayment solutions