The embedded Earned Wage Access solution

Clair provides compliant Earned Wage Access (EWA) that gives employees financial backing when they need it and is accessible directly within Payroll, Wallets and Workforce Management Platforms.

Mobile app interface for financial management and work scheduling, depicted in a layered, 3D view. The top screen shows a financial summary with a greeting with Advance button The middle screen showcases backend code in JSON format, detailing employee data, account types, and financial product information. The bottom screen displays a work schedule with next shift details.

Trusted by best-in-class HR platforms

“We evaluated all the major players in the EWA space and Clair stood out as our ideal partner, bringing both the compliance framework and technical capabilities we need to offer wage advances right inside our existing app. We’re proud of this industry-leading collaboration that expands the possibilities of embedded financial wellness benefits.”

– Dan Loomis General Manager and Head of Product at Gusto’s Members

Learn how Gusto drove 85% conversion with Clair

Gusto integrated Clair’s embedded On-Demand Pay solution driving 85% conversion, with 97% of users receiving their first advance within 90 seconds or less.

4 mo

Four month launch timeline from initial contract to beta go-live

< 90 sec

Advances delivered to employees in under 2 minutes.

A joyful woman in a brown sweater playfully holds a spatula with batter towards a smiling man in a white hoodie. They are in a bright kitchen, engaging in light-hearted conversation.

A portrait of a person with a joyful expression holding a coffee cup while standing inside a modern café. They are dressed stylishly in a patterned shirt and dark pants.

A smiling woman is chopping vegetables on a kitchen counter while a young child with curly hair sits on the counter, eating.

Two people are sitting in a couch together indoors and laughing heartily while using a computer.

Two young men sit together outdoors, laughing. One wears a white T-shirt and places an arm around the other, who is dressed in a gray sweatshirt.

Ship EWA quickly with our flexible integration options

Seamlessly incorporate into your existing system

Utilize Clair's robust interface through our comprehensive API, extensive design library and user-friendly embedded widget.

Simplify compliance with our bank-originated advances

Clair leverages earnings data to underwrite advances, powered by Pathward®, N.A., a nationally chartered bank.

All Advances are originated by Pathward, N.A.

“We share common values with Clair, and our partnership has exponential power to increase financial access for more Americans regardless of the economic cycle. We’re proud to be their bank partner, supporting their lending needs to meet the evolving demands of their growing business.”

– Anthony Sharett, President of Pathward Bank