Partner support

You may find yourself asking what makes Clair different from other earned wage access companies. Clair is currently the best choice in earned wage access. Armed with our lending servicing license, you won’t need to worry about the changes in legislature affecting the availability of EWA for your clients and their employees. We are focused on providing America’s workforce with the freedom to take control of their finances by providing access to their wages early without charging the user for access to these loans. If the employee opts for instant1 transfer they agree to a $4.50 instant transfer fee, but there is always a free option available as well. We have history and rapport with our current users because they enjoy the convenience of avoiding late fees and having access to earned wages on-demand with a product they can trust. We have even had users who are changing employment contact us about other employers in their area who have access to our services so they can make an informed decision when choosing their new employer. Employers benefit from earned wage access as well. EWA has been proven to help employees who are struggling to make ends meet have fewer funds-flow-related attendance issues. In the current climate, more and more employees are looking for their employer to provide EWA as a benefit, and it can be a selling point in the hiring process. It also gives the employer an option when an employee comes to them requesting financial assistance. FAQ Is Clair available in all 50 states? Although we are actively working to ensure we can operate in all 50 states, we are not currently able to operate in Nevada, Connecticut, New Mexico, South Dakota, Minnesota, Florida, Massachusetts, Colorado, or Montana. We hope to shorten this list soon. All Advances are originated by Pathward®, N.A. 1Instant Transfers typically occur in seconds, but may take up to 30 minutes.

Clair builds embedded financial solutions so that our partners can build highly engaged mobile experiences with in-demand products. For more information on how your platform can benefit from Clair, please contact us today at partnerships@getclair.com or schedule a demo.

When you partner with Clair, a button will be integrated into your user experience which opens a widget for Clair profile creation. The employee is guided through identity and eligibility verification to determine if earned wage access is available for them. If identity or eligibility requirements are not met, we will be unable to offer EWA loans for that employee and they will be sent a Notice of Adverse Action as required by law.  If they pass this section, they will be able to advance against any hours worked within the pay period as soon as they have accrued over the $50 minimum and up to $200 maximum. All Advances are originated by Pathward®, N.A.

Clair partners with HR Tech companies to provide an embedded solution that offers EWA directly to employees in the partner mobile app. With this embedded experience, employees can access wage advances without any impact to Employers or changes to payroll, it also removes all the need for HR teams to do any heavy lifting. Although clients will retain the right to opt out of providing Clair’s services to their employees, no lift is required from employers to provide this wonderful benefit to their employees. All Advances are originated by Pathward®, N.A.