Make pay simple with embedded Earned Wage Access

Clair gives employees the financial freedom they deserve—seamlessly embedded in your platform.

Boost retention and engagement from right within your app, with no setup required for employers.

“We evaluated all the major players in the EWA space, and Clair stood out as our ideal partner, bringing both the compliance framework and technical capabilities we need to offer wage advances right inside our existing app.”

– Dan Loomis, General Manager and Head of Product

Gusto integrated Clair’s embedded On-Demand Pay solution, driving:

74%

conversion

seconds median time to first advance

months from initial contract to beta go-live

The future of pay is embedded

Is Earned Wage Access missing from your feature set?

Stand out from your competitors by offering a sought-after feature that can help improve employee satisfaction, drives revenue and boosts your platform’s value—with no extra work for employers.

Streamlined tech integration, simplified employer roll-out

We work with your product, design and engineering teams to build into your APIs, minimizing effort on your end. And you’ll be turning on Clair for 100% of employers on day 1, so driving employer adoption is no longer a bottleneck to employee access.

Turn a high-impact benefit into long-term growth

Embedded On-Demand Pay adds more than just functionality—it strengthens user loyalty and can open up a new revenue stream. Clair helps you deliver a trusted financial benefit while increasing engagement, retention, and the lifetime value of your users.

Our On-Demand Pay is embedded in your platform, customized for your brand

Remove the complexity of building Earned Wage Access as a workplace benefit. Instead, embed Clair so it feels like a natural extension of your platform, offering an intuitive experience employees trust. Customizable to match your brand, Clair keeps users engaged where they already are—your app.

auto

opt-in for employers means no manual setup required

zero

cost to employers, no changes to payroll, no added work for HR

months from initial contract to beta go-live

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply. *Instant Transfers typically occur in seconds, but may take up to 30 minutes.

earn revenue

and improve financial wellbeing for employees

employee conversion with our embedded solution vs. employer-integrated

months from initial contract to beta go-live

20%

average adoption rate

50%

of users take their first advance within 2 minutes of starting enrollment

months from initial contract to beta go-live

Offer uninterrupted service with confidence

With the ever-changing regulatory landscape, state-by-state legislation can lead to uncertainty for those offering on-demand pay as a benefit.

Clair ensures compliance with all applicable regulatory jurisdictions and partners with Pathward®, N.A., a national bank, to issue wage advances to consumers.