So, what’s the catch?
There’s no catch. When you win, Clair wins too.


Meet Clair On-Demand Pay

Your paycheck, on your schedule

With Clair On-Demand Pay, you’ll be able to borrow from your own paycheck instead of from the bank. Prepare for whatever the future brings with a banking experience built to be stress-free.

Bank Services provided by Pathward, N.A., Member FDIC.

Having on-demand access to your earnings will never cost you a penny with Clair. It’s your money, and you deserve to keep all of it.

The only fees we charge are for banking services such as mailing a check or using an out-of-network ATM. You can find the full list by clicking below.

Fee Schedule

Free Wage Advances, Forever

If we don't charge for wage advances, how do we make money?

Whenever you use your Clair Debit Mastercard for purchases, Mastercard pays us part of the revenue they make from your transaction. This way, you get free, early access to your earnings, and we still get paid. It’s a win-win.

Everything You Like About Your Current Bank, Too

Clair Debit Mastercard®

Pay online with a virtual card, or in person with a physical card

Spending and Savings Accounts

Separate money for today from money for tomorrow

Mobile Wallet Support

Sign up and use Apple Pay, Google Pay, or Samsung Pay right away

Savings Features

Build your financial safety net with savings tools and reminders

40,000 fee-free, in-network ATMs

Get cash in your neighborhood or anywhere you go, whenever you need it

Free Domestic ACH Transfers

Send money to a friend at no cost to you or them

Virtual Check Mailing

Pay your bills without ever leaving your home

Bank Services provided by Pathward, N.A., Member FDIC.

Need more help?

9am-8pm ET M-F
10am-7pm Sat-Su
Excluding federal banking holidays

Email: [email protected]

Contact Clair

Find out More

Frequently Asked Questions Get Answers Fees Learn More

Ready to join the on-demand pay revolution?

We'd love to talk. Submit your contact information below, and we'll reach out to show you how Clair can help your business offer on-demand pay.