No high or hidden fees.
Not now, not ever.

When you sign up for Clair, we promise $0 in inactivity fees, monthly maintenance fees, service fees, and overdraft.

Clair

Wage Advance to Clair Spending Account: $0
Monthly Service Fee: $0
Minimum Balance Requirement: $0
Inactivity Fee: $0
ATM Fee (In-Network): $0
Electronic Transfer (ACH): $0

Traditional Banks

Wage Advance: Not offered
Monthly Service Fee: $8 - $25
Minimum Balance Requirement: $8 - $25
Inactivity Fee: $500
ATM Fee (In-Network): $5 - $30
Electronic Transfer (ACH): $3 - $10

Digital Banks

Wage Advance: $2 - $5
Monthly Service Fee: $0 - $6
Minimum Balance Requirement: $0 - $6
Inactivity Fee: $0
ATM Fee (In-Network): $0
Electronic Transfer (ACH): $0

We do charge a few fees for value-added services such as mailing a check or using an ATM outside our 40,000+ ATM network. All the fees we charge can be viewed below:

Clair

ATM Fee (Out of Network): $2.50
Add Cash: $4.95
Mail a Check: $2.00
Card replacement fee: $0 first each year, $6 after
International Transaction Fee: 3% of the purchase amount

Traditional Banks

ATM Fee (Out of Network): $2 - $5
Add Cash: $0
Mail a Check: $0 or not offered
Card replacement fee: $5 - $25
International Transaction Fee: 3%

Digital Banks

ATM Fee (Out of Network): $0 - $2.50
Add Cash: $4.95
Mail a Check: $0 or not offered
Card replacement fee: $0 - $5
International Transaction Fee: 3%

Clair is free for employers too

Clair

Monthly fee: $0
Per user fee: $0
Late fee: $0