No high or hidden fees.
Not now, not ever.

When you sign up for Clair, we promise $0 in inactivity fees, monthly maintenance fees, service fees, and overdraft.

Clair

Wage Advance to Clair Spending Account
$0

Minimum Balance Requirement
$0

Inactivity Fee
$0

ATM Fee (In-Network)
$0

Electronic Transfer (ACH)
$0

Monthly Service Fee
$0

Traditional Banks

Wage Advance
Not offered

Monthly Service Fee
Up to $25

Missing Minimum Balance Requirement
Up to $25

Inactivity Fee
Up to $500

ATM Fee (In-Network)
Up to $5

Electronic Transfer (ACH)
Up to $3

Digital Banks

Wage Advance
$2 - $5

Monthly Service Fee
Up to $6

Missing Minimum Balance Requirement
Up to $6

Inactivity Fee
$0

ATM Fee (In-Network)
$0

Electronic Transfer (ACH)
$0

We do charge a few fees for value-added services such as mailing a check or using an ATM outside our 40,000+ ATM network. All the fees we charge can be viewed below:

Clair

ATM Fee (Out of Network)
$2.50

Add Cash
$4.95

Mail a Check
$2.00

Card replacement fee
$0 first each year, $6 after

International Transaction Fee
3% of the purchase amount

Instant Transfer
1.95% of the transfer amount

Traditional Banks

ATM Fee (Out of Network)
Up to $5

Add Cash
$0

Mail a Check
$0 or not offered

Card replacement fee
Up to $25

International Transaction Fee
3%

Instant Transfer
Zelle or Not offered

Digital Banks

ATM Fee (Out of Network)
Up to $3.00

Add Cash
$4.95

Mail a Check
$0 or not offered

Card replacement fee
Up to $5

International Transaction Fee
3%

Instant Transfer
1.5% or Not Offered

Clair is free for employers too

Clair

Monthly fee
$0

Per user fee
$0

Set up fee
$0