Help center

When you take an advance, your direct deposit settings are automatically updated to ensure that repayments for your wage advance can be debited from your new Gusto On-Demand Payment account1. When you get paid, Clair will automatically debit your Gusto On-Demand Payment account to repay the advance. You have the option to repay an advance early by visiting the advance details on the On-Demand Pay dashboard.

With On-Demand Pay, you can request between $50 and $200 of your earned wages per advance. The amount eligible to advance depends on the amount of wages accrued and other eligibility criteria. You can only have one outstanding advance at a time. If you repay your advance early, you can request another during the same pay cycle.

In order to sign up for On-Demand Pay, you must: Be actively employed by a business that uses Gusto for payroll; Have an active Gusto Spending account1, with Wallet Premium2 activated; and Currently be set to receive pay via direct deposit Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply. 1 The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC. 2*Your access to Gusto Wallet Premium pricing and features is subject to certain direct deposit eligibility requirements. Go here for more details.

On-Demand Pay allows eligible Gusto Wallet1 users to advance a portion of their earned but unpaid wages before payday. This financial benefit is powered by Clair, with all advances issued by Clair’s partner bank, Pathward®, N.A. Advances are repaid automatically when you get paid.Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply. 1Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.