Clair+Gusto Wallet: Getting Started

Employee signup stage articles and FAQs
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Last updated on
Apr 28, 2025

Who is Clair?

Clair is a mission-driven financial technology company that is working to break the traditional pay cycle by giving people access to their money as soon as they’ve earned it. Go to getclair.com to learn more. Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
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Last updated on
Apr 28, 2025

Who is Pathward®, N.A.?

Pathward, N.A., is a federally registered financial institution. Clair partners with Pathward, N.A., to provide friendly financial services, including On-Demand Pay, which help hourly workers across the country advance a portion of their earned but unpaid wages before payday. All Advances are originated by Pathward, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply
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63000238179
Last updated on
Apr 28, 2025

Who can sign up for On-Demand Pay?

In order to sign up for On-Demand Pay, you must: Be actively employed by a business that uses Gusto for payroll; Have an active Gusto Spending account1, with Wallet Premium2 activated; and Currently be set to receive pay via direct deposit Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply. 1 The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC. 2*Your access to Gusto Wallet Premium pricing and features is subject to certain direct deposit eligibility requirements. Go here for more details.
63000159052
63000238179
Last updated on
Apr 28, 2025

What is On-Demand Pay?

On-Demand Pay allows eligible Gusto Wallet1 users to advance a portion of their earned but unpaid wages before payday. This financial benefit is powered by Clair, with all advances issued by Clair’s partner bank, Pathward®, N.A. Advances are repaid automatically when you get paid.Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply. 1Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.
63000159052
63000238179
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