How are my earnings calculated?

Your available advance is calculated as follows:

● You accrue 50% of your gross pay, based on the dollar amount of your most recent paycheck and the number of days in your Gusto pay period.

● Your maximum available advance amount is limited by your membership tier. (link to “Tiered limit increases and how to get them.”)

● Any earnings beyond your tier's maximum limit will not increase your available advance amount.

‍Important Notes:

●Accrued amounts under $50 will display as $0 in the app.

● Once you reach $50 in accrued earnings, the app will show your available balance.

● Accrual continues until you reach your tier's maximum limit.

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The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC. All Advances are originated by Pathward®, N.A.

All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

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