On-Demand Pay Tip Payouts

Pooled tips available before payday

Available as part of On-Demand Pay, Clair embeds early access to tips directly into the platforms restaurants and hospitality employees already use.

  • No float

  • No payout batches

  • No admin work for operations

Restaurant server at work, with a Clair tip payout amount displayed

$132

added from tips

$132

added from tips

Restaurant worker preparing food in a kitchen

Why this matters

For most restaurant workers, tips aren’t a bonus. They’re the paycheck.

80%

of a server’s total pay can come from tips1

130%

annual turnover rate for quick-service restaurant operators2

Tip pooling takes time to calculate and distribute, often leaving workers waiting days to access money their customers left for them during their shifts. That gap creates real financial stress—and a retention problem operators can’t afford to ignore. 

Tip pooling takes time to calculate and distribute, often leaving workers waiting days to access money their customers left for them during their shifts. That gap creates real financial stress—and a retention problem operators can’t afford to ignore. 

See it in action

How we built On-Demand Pay Tips with 7shifts

How we built On-Demand Pay Tips with 7shifts

How it works

Zero lift for operators. Real relief for employees.

Partners who have already integrated On-Demand Pay can enable tip access for eligible employees. No separate integration required.

Partners who have already integrated On-Demand Pay can enable tip access for eligible employees. No separate integration required.

Tips flow through payroll
Tips flow through payroll

As long as tips are processed as a pay item in payroll, employees are eligible to advance a portion of them.

As long as tips are processed as a pay item in payroll, employees are eligible to advance a portion of them.

Balance updates automatically
Balance updates automatically

Tip earnings are added to employees’ available balance throughout the pay period alongside earned wages.

Tip earnings are added to employees’ available balance throughout the pay period alongside earned wages.

Earned wages and tips in one place
Earned wages and tips in one place

Employees access a portion of their earnings inside the app they already use, with no float or fee decisions required for the operator.

Employees access a portion of their earnings inside the app they already use, with no float or fee decisions required for the operator.

Live with 7shifts

A natively embedded solution for earned wages and tips together

A natively embedded solution for earned wages and tips together

7shifts serves over 50,000 restaurants across North America. In an industry where annual turnover exceeds 130%2, giving employees faster access to what they've earned is one of the most direct levers operators have.

7shifts serves over 50,000 restaurants across North America. In an industry where annual turnover exceeds 130%2, giving employees faster access to what they've earned is one of the most direct levers operators have.

Source: 2. Homebase, 2025

Source: 2. Homebase, 2025

7shifts and Clair earned-wage-and-tips integration illustration

Hourly wage

$4.50

Tips per shift

$75.00

Restaurant worker on the job, with the Clair advance interface shown

$182.00

Dashboard

$25

$100

Other

7shifts logo
7shifts logo

“Restaurants want to support their teams, but not at the cost of added complexity. By offering instant access to both wages and tips inside the 7shifts app, we’re helping operators improve retention and engagement while removing the administrative friction that typically comes with pay access.”

“Restaurants want to support their teams, but not at the cost of added complexity. By offering instant access to both wages and tips inside the 7shifts app, we’re helping operators improve retention and engagement while removing the administrative friction that typically comes with pay access.”

“Restaurants want to support their teams, but not at the cost of added complexity. By offering instant access to both wages and tips inside the 7shifts app, we’re helping operators improve retention and engagement while removing the administrative friction that typically comes with pay access.”

— Jordan Boesh, CEO

— Jordan Boesh, CEO

Ready to offer On-Demand Tip Payouts on your platform?

Get in touch with our team to learn how Clair's tip access capability fits into your product, or to learn more about On-Demand Pay.

Ready to offer On-Demand Tip Payouts on your platform?

Get in touch with our team to learn how Clair's tip access capability fits into your product, or to learn more about On-Demand Pay.

Ready to offer On-Demand Tip Payouts on your platform?

Get in touch with our team to learn how Clair's tip access capability fits into your product, or to learn more about On-Demand Pay.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.