Point-of-sale platforms

Workers who depend on tips shouldn’t have to wait for them

Clair embeds On-Demand Pay, including tips payouts, directly into the POS platforms restaurant and hospitality workers already use. That gives operators a powerful retention tool that costs them nothing to offer.

Photo of a restaurant worker wearing an apron and using a tablet

$112

added from tips

Why now?

You’re the OS for the business. Now be one for your employees.

POS platforms already manage the business relationship, from payments and inventory to scheduling and reporting.

But the employee relationship can often be an afterthought. That’s changing. Restaurant and hospitality operators face some of the highest turnover rates of any industry, exceeding 130% annually in many segments.¹ Financial stress is one of the primary drivers.

Reduce operator churn

Operators who offer financial wellness benefits to their teams are likely to stay on platforms that make it easy.

Support retention for your customers

On-Demand Pay can improve hospitality retention by up to 36%, a result you can now deliver for your operator customers.²

Zero lift for operators

On-Demand Pay and tip access are automatically available to every eligible employee, with no float or payout batches required.

Source: 1. Homebase, 2025 2. Source: PYMNTS, November 2025

The integration

Wages and tips, available before payday. Inside the platform employees already use.

Integration

Clair connects to your POS system and pulls shift, earnings, and tip data to calculate available balances automatically.

1

2

3

4

Hello Dave,

Scheduled for today

11:00

AM

8:00

PM

Bartender | Front of House

Clock in

Shifts scheduled

Upcoming shifts

Available shifts

Mockup of a phone notification reading "Get early access to your wages" from the ClairClock integration

Earnings

Q1

Q2

Q3

Q4

Home

Calendar

Timesheets

Profile

Icon of a clock face, representing real-time or instant access

$200.00

Dashboard

$25

$200

Other

Integration

Clair connects to your POS system and pulls shift, earnings, and tip data to calculate available balances automatically.

1

2

3

4

Hello Dave,

Scheduled for today

11:00

AM

8:00

PM

Bartender | Front of House

Clock in

Shifts scheduled

Upcoming shifts

Available shifts

Mockup of a phone notification reading "Get early access to your wages" from the ClairClock integration

Earnings

Q1

Q2

Q3

Q4

Home

Calendar

Timesheets

Profile

Icon of a clock face, representing real-time or instant access

$200.00

Dashboard

$25

$200

Other

Clair Atlas

No payroll feed required for underwriting

For POS platforms without a direct payroll collection, Clair Atlas uses data from the employee’s linked bank account and advance repayment history to underwrite employees responsibly.

For restaurant and hospitality workers whose credit files can be thin or inconsistent, this could be the difference between accessing funds and being excluded.

The result

Employees get access to advances with no additional data infrastructure required from your team

Works without a payroll integration

Decorative light abstract background pattern

A capability built for this industry

Tips are the paycheck. Treat them that way.

For many restaurant workers, tips are the majority of take-home pay, but tip pooling takes time to calculate, leaving workers waiting days to access money customers already left for them.

With Clair, tip earnings are automatically added to employees’ available balance alongside wages. Same experience, same app. For operators: no float, no payout batches, no fee decisions.

Before Clair

Employer maintains cash float

Manual payout batches

Fee decisions for every payout

Workers wait until end of pay cycle

With Clair

No float required

Automatic calculation

No fee decisions

Tips available throughout the pay cycle

Track Time

Track Time

Time clock

Time clock

Timesheets

Timesheets

All timesheets

All timesheets

Hide time off

Hide time off

Monday, Oct 11

Monday, Oct 11

Total: 8h 00m

Total: 8h 00m

Shift

Shift

Payforce • 09:00 AM - 4:30 PM

Payforce • 09:00 AM - 4:30 PM

7h 30m

7h 30m

Break

Break

UNPAID

UNPAID

30m

30m

Home

Home

Time

Time

Wallet

Wallet

Activity

Activity

Profile

Profile

Advance up to $200 today

Access money between paydays with Clair On-Demand Pay

Embedded vs. marketplace

Your operators don’t need another thing to manage

In a marketplace model, offering On-Demand Pay means an operator has to find the product, activate it, configure it, and communicate it to their team, on top of running their business. Most don’t. 

When On-Demand Pay is embedded in the POS platform, employees find it and use it on their own. And operators reap the benefits.

Ready to bring On-Demand Pay to your restaurant and hospitality customers?

Talk to our team about how Clair integrates into your product.

Ready to bring On-Demand Pay to your restaurant and hospitality customers?

Talk to our team about how Clair integrates into your product.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.

Embedded. Compliant. Simple.

All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

*Instant Transfers typically occur in seconds, but may take up to 30 minutes.

If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2026 Clair. All rights reserved.