Embedded earned wage access is your next growth opportunity

Our embedded solution empowers best-in-class payroll and workforce management platforms to offer a compliant Earned Wage Access solution within their native ecosystem.

Clair is a financial technology company, not a bank.
All Advances are originated by Pathward®, N.A.

Available to millions of employees through trusted workforce platforms

  • Gustp
  • 7shifts
  • When I Work
  • Trinet
  • Attendance on Demand
  • Primepay

See how Gusto partnered with Clair to offer Earned Wage Access through Gusto Wallet

Clair & Gusto have teamed up to offer earned wage advances using Clair’s embedded solution to XX employees through the Gusto wallet. By partnering with Clair, and Clair’s partner bank Pathward®, N.A., Member FDIC, Gusto wallet users can take earned wage advances from within their Gusto wallet app. This strate...

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Elevate your benefit offerings with embedded earned wage advances

Schedule a Demo

Seamlessly level up your brand

Build with our bank originated advances

Compliance simplified

Offer earned wage advances issued by Pathward, a national bank, not a fintech. Clair is equipped with a team of in-house experts and partnered with a national bank. Pathward, N.A. originates all earned wage advances.

All Advances are originated by Pathward, N.A.

curl -X Post https://clairpay.io/ta/api/v2/business/
{{business_id}}/employee/{{employee_id}}/direct-deposit
-d '{
    "directDepositAccounts":
    [
        {
            "amount": 100,
            "accountName": "Chase Savings",
            "accountType": "savings",
            "depositType": "fixed",
            "paymentType": "ach",
            "depositOrder": 1,
            "accountNumber": "1234567890",
            "routingNumber": "123456789"
        },
        {
            "amount": null,
            "accountName": "Bank of America Checking",
            "accountType": "checking",
            "depositType": "remainder",
            "paymentType": "ach",
            "depositOrder": 2,
            "accountNumber": "2345678901",
            "routingNumber": "987654321"
        }
    ]
}'
curl -X Post https://clairpay.io/ta/api/v2/business/
{{business_id}}/employee/{{employee_id}}/earnings
-d '{
    "earnings":
    [
        {
            "amount": 1247.56,
            "hours": 38.5,
            "type": "regular",
            "description": "Worked shifts"
        },
        {
            "amount": 200.50,
            "hours": null,
            "type": "tips",
            "description": "Pooled tips"
        }
    ]
}
curl -X Post https://clairpay.io/ta/api/v2/business/
{{business_id}}/employee
-d '{
    "id": "{{employee_id}}",
    "firstName": "Ted",
    "lastName": "Nugent",
    "email": "ted@example.com",
    "phoneNumber": "123-555-6789",
    "dateOfBirth": "1980-01-01",
    "addressLine1": "20 Myplace Ave",
    "addressLine2": "Apt 2F",
    "city": "New York",
    "state": "NY",
    "postalCode": "10003",
    "salaryAmount": 65000,
    "hourlyRate": 31.25,
    "terminationDate": null
}'
curl -X Post https://clairpay.io/ta/api/v2/business
-d '{
    "id": "{{business_id}}",
    "name": "Doughlicious Bagels",
    "email": "companyemail@example.com",
    "phoneNumber": "123-555-4567",
    "addressLine1": "10 Company Lane",
    "addressLine2": "Floor 2",
    "city": "New York",
    "state": "NY",
    "postalCode": "10003"
}'
curl -X Post https://clairpay.io/ta/api/v2/business/
{{business_id}}/employee/{{employee_id}}/shift
-d '{
    "id": "{{pay_item_id}}",
    "startDateTime": "2024-05-01 10:00:00",
    "endDateTime": "2024-05-01 18:30:00",
    "hourlyPayRate": 21.25,
    "payPeriodStart": "2024-04-27",
    "payPeriodEnd": "2024-05-10"
}'
curl -X Post https://clairpay.io/ta/api/v2/business
-d '{
    "id": "{{business_id}}",
    "name": "Doughlicious Bagels",
    "email": "companyemail@example.com",
    "phoneNumber": "123-555-4567",
    "addressLine1": "10 Company Lane",
    "addressLine2": "Floor 2",
    "city": "New York",
    "state": "NY",
    "postalCode": "10003"
}'
curl -X Post https://clairpay.io/ta/api/v2/business/
{{business_id}}/employee
-d '{
    "id": "{{employee_id}}",
    "firstName": "Ted",
    "lastName": "Nugent",
    "email": "ted@example.com",
    "phoneNumber": "123-555-6789",
    "dateOfBirth": "1980-01-01",
    "addressLine1": "20 Myplace Ave",
    "addressLine2": "Apt 2F",
    "city": "New York",
    "state": "NY",
    "postalCode": "10003",
    "salaryAmount": 65000,
    "hourlyRate": 31.25,
    "terminationDate": null
}'
curl -X Post https://clairpay.io/ta/api/v2/business/
{{business_id}}/employee/{{employee_id}}/pay-item
-d '{
    "id": "{{pay_item_id}}",
    "startDateTime": "2024-05-01 10:00:00",
    "endDateTime": "2024-05-01 17:30:00",
    "hoursWorked": 7.5,
    "hourlyPayRate": 21.25,
    "payPeriodStart": "2024-04-27",
    "payPeriodEnd": "2024-05-10"
}'

Leverage our flexible integration to seamlessly incorporate an earned wage advance experience into your existing system. Utilize Clair's interface through our API, design library, and embedded widget.

All Advances are originated by Pathward, N.A.

Ship quickly with our flexible integration options

Accelerate Your Brand with Embedded Earned Wage Access

Leverage our flexible integration to seamlessly incorporate an earned wage advance experience into your existing system. Utilize Clair's interface through our API, design library, and embedded widget.

All Advances are originated by Pathward, N.A.

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    Trinet
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer rutrum, orci ac ornare finibus, elit erat facilisis magna, nec maximus quam neque scelerisque libero. Duis non libero a ligula mattis vestibulum. Curabitur vel urna convallis, tincidunt justo quis, tempus velit. Nunc venenatis lectus non tellus cursus finibus. Integer vitae ligula ut leo placerat tempor in fermentum eros.

    Trinet
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer rutrum, orci ac ornare finibus, elit erat facilisis magna, nec maximus quam neque scelerisque libero. Duis non libero a ligula mattis vestibulum. Curabitur vel urna convallis, tincidunt justo quis, tempus velit. Nunc venenatis lectus non tellus cursus finibus. Integer vitae ligula ut leo placerat tempor in fermentum eros.

    Trinet
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer rutrum, orci ac ornare finibus, elit erat facilisis magna, nec maximus quam neque scelerisque libero. Duis non libero a ligula mattis vestibulum. Curabitur vel urna convallis, tincidunt justo quis, tempus velit. Nunc venenatis lectus non tellus cursus finibus. Integer vitae ligula ut leo placerat tempor in fermentum eros.

    Trinet
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer rutrum, orci ac ornare finibus, elit erat facilisis magna, nec maximus quam neque scelerisque libero. Duis non libero a ligula mattis vestibulum. Curabitur vel urna convallis, tincidunt justo quis, tempus velit. Nunc venenatis lectus non tellus cursus finibus. Integer vitae ligula ut leo placerat tempor in fermentum eros.

    Trinet
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer rutrum, orci ac ornare finibus, elit erat facilisis magna, nec maximus quam neque scelerisque libero. Duis non libero a ligula mattis vestibulum. Curabitur vel urna convallis, tincidunt justo quis, tempus velit. Nunc venenatis lectus non tellus cursus finibus. Integer vitae ligula ut leo placerat tempor in fermentum eros.

    Trinet

Product-led solutions with result-driven data

User-first design

Low-code technology

Partnered with a national bank

Enhanced Financial Wellness

Regulatory first solution

Available to millions nationwide

Schedule a demo with our founder

All Advances are originated by Pathward, N.A.

Nico Simko
Forbes - Under 30

Clair is on a mission to deliver high-impact solutions that enable Workforce Platforms to seamlessly incorporate Earned Wage Access into their benefits suite and provide financial empowerment as an employee benefit.

Nico Simko, Co-Founder & CEO

Nico Simko

Integration Solutions

Launch and scale with ease. Explore ways to offer earned wage advances through your workforce management or payroll platform.

Available Plans
Time to Implement
Integration
Brand Control
Implementation Support
Revenue Share
Expected Engagemment
API Package
Weeks
API
Co-branded
3-5 email templates
$ / Paycheck user
3%
Embedded (Recommended)
Weeks
API + Custom Code
Co-branded
Full-Suite LCM support
$ / Paycheck user + Bonus tiers
15+%
Custom
Months
API + Custom Code
Your brand
Full-Suite LCM support
Custom
15%
Schedule a demo - API Schedule a demo - Embedded Schedule a demo - Custom

Frequently Asked Questions & Support