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When financial freedom becomes a reality, anything is possible

- Nico, CEO & Co-Founder of Clair

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Clair helps build financial well-being through:

Workplaces

72% of employers say that stress and burnout is a problem at their organization, with financial worries as the top concern.

Employee financial stress adversely affects employers, too. It results in poor performance, increased absenteeism, and a higher rate of staff turnover among other problems. Helping employees better manage their finances should be top of mind for any employer looking to build a happy, productive workforce.

Clair On-Demand Pay can be part of a comprehensive package of workplace benefits that provide employees with the tools they need to succeed financially and become more effective on the job.

Products

Our suite of products is designed to provide employees with the tools they need to become financially free, with no hassle to employers.

Clair offers easy-to-access, flexible pay. But there’s so much more. High Yield Savings Accounts**, fee-free ATM access‡, a dedicated Clair Debit MasterCard, and free financial education - all delivered 24/7 through an intuitive app.

Our products are continually improving and evolving to help employers and employees bring the full benefits of financial freedom into their working lives.

Support

We know that a holistic approach is required to increase financial well-being for people everywhere. That’s why we offer a range of educational resources to guide both employees and employers on the financial well-being journey.

Our “Get Clair-ity” newsletter series is a weekly digest of the latest saving, budgeting, and money management ideas. Subscribers also receive access to online financial literacy resources, special offers, and other timely financial tips.

Our blog is also regularly updated with success stories and think pieces to help you and your employees get more satisfaction from finance.

Clair Care is our dedicated employer support service, set up to help you get the most out of your experience with Clair. You can contact us ​​for help with any aspect of Clair, from onboarding to banking, 7 days a week.

How we’re breaking down the barriers to financial wellness

Boosting financial confidence

At Clair, we’re empowering people to feel more confident in making the financial decisions that are best for them.

Research shows that financial wellness programs can increase job satisfaction by 200%, as well as dramatically improving employee-employer relationships.

Offering Clair in the workplace is a great way to help employees feel more confident about using our services while also helping businesses improve the retention and productivity of their staff.

Source: Inside Employees’ Minds™ Financial Wellness Vol. 2

200%
increase in job confidence

Promoting inclusivity

We’re putting the tools for financial wellness in the hands of employees everywhere through workplaces nationwide.

We’ve found that while 74% of hourly workers have a bank account that they regularly use, 21% are underbanked and 5.4% have no bank account at all.

We know that in order to boost financial wellness on a mass scale, we need to empower everyone regardless of their socio-economic circumstance.

Source: Case Study

21%
of hourly workers
are underbanked

Making access easy

We’re making access to the money employee's have already earned fee-free‡, and simple to sign up for.

Our America’s Workforce survey found that 83% of hourly workers live paycheck-to-paycheck, and 62% have had to turn to another source to access funds before payday.

By providing more equitable access and an alternative to predatory credit practices, we’re reducing the detrimental financial effects felt by those who utilize credit services.

Source: Case Study

83%
of hourly workers
live paycheck-to-paycheck

Less financial stress means more opportunity

Clair is functioning as a baseline support for me right now.

- Chloe, Uses Clair, Lives in New York City

You're not going to have a productive environment if you can't have happy employees, the bottom line is to have the best benefits that will work for everyone.

- Erika, HR Manager, Air General

We're finding a way for people to not worry about how much money they have in their bank account.

- Alex, Co-Founder & President, Clair

Empowering people to take control over their finances today puts them on track to achieve their future goals

  Present Future
Security Control over your day-to-day, month-to-month finances Capacity to absorb a financial shock
Freedom
of choice		 Financial freedom to make choices to enjoy life On track to meet your financial goals

Building financial confidence

Clair for Employers has more resources to support your staff in building their financial confidence

Find out more

Learn about the financial realities of your workplace

We’re here to help.

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Clair Spending is a demand deposit account established by, and the Clair Debit Card is issued by, Pathward, N.A., Member FDIC. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Clair Savings Account is established by Pathward, N.A., Member FDIC.
*Cash Back is an optional rewards program offered by Clair. It is not a Pathward, nor Mastercard product or service nor does Pathward, or Mastercard endorse this program.
** The Clair Savings Account is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid monthly. The interest rate paid on the entire balance will be 1.98% with an annual percentage yield (APY) of 2%. The interest rate and APY may change. The APY was accurate as of 11/04/22. No minimum balance necessary to open the Savings Account or obtain the yield. You must have or obtain a Spending Account in order to obtain and open a Savings Account, and you must be the primary accountholder of your Spending Account. Savings Account funds are withdrawn through the Spending Account, and transaction fees could reduce the interest earned on the Savings Account. Funds on deposit are FDIC-insured through Pathward, N.A., Member FDIC. For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at Pathward, N.A., will be aggregated up to the coverage limit, currently $250,000.00

THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

© 2024 Clair. All rights reserved.

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